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Calculator · 2026

Severance pay and final settlement calculator

Work out what your employer owes you when your contract ends in Spain: pay for the last days, extra payments, holidays and severance pay.

Your details

€
Number of payments per year

If your agreement counts holidays in working days (22), use the calendar-day equivalent: 30.

Estimated settlement
Total gross to receive
€0

ItemAmount
Approximate net€0

What the finiquito is

The finiquito is the final settlement your employer pays when your contract ends, whatever the reason. Even if you resign, you are always entitled to it. It includes three things:

Severance pay (indemnización) is separate: you only receive it in some cases, such as a dismissal or the end of a temporary contract.

How much severance pay you get

ReasonDays per year workedMaximum
Resignation0—
Fair disciplinary dismissal0—
End of temporary contract12No limit
Objective dismissal (despido objetivo)2012 months' pay
Unfair dismissal (despido improcedente)3324 months' pay

For contracts signed from 12 February 2012. For older contracts, the time worked before that date is paid at 45 days per year; ask a professional about your case.

A day's pay is your gross annual salary, extra payments included, divided by 365. Years worked count with decimals: three and a half years are 3.5 years.

Example: €24,000 a year and three and a half years at the company

ReasonSeverance payTotal gross
Resignation€0€2,753
End of temporary contract€2,864€5,617
Objective dismissal€4,774€7,527
Unfair dismissal€7,877€10,630

Contract from 1 March 2023 to 15 October 2026, 14 payments and 10 holiday days taken in 2026.

Is the settlement taxed?

The salary, extra payment and holiday parts are normal pay: Social Security and income tax are deducted from them. Severance pay for dismissal or for the end of a temporary contract is exempt from income tax up to the amount set by law (with a €180,000 limit) and has no Social Security deductions.

Frequently asked questions

Do I have to sign the finiquito?

You can sign it as no conforme (not in agreement) if you disagree with the amounts. That way you receive what they pay and keep the right to claim the rest.

Do I have to give notice if I resign?

Usually yes, with the notice period set by your collective agreement, often 15 days. If you do not give notice, your employer can deduct the missing days from your settlement.

Will I get unemployment benefit?

If you were dismissed or your temporary contract ended, yes, as long as you have contributed at least 12 months. If you resigned, no. Use the unemployment benefit calculator to see how much.

Settlement —See details